House of Adjustments, Inc. is one of the oldest and most highly respected receivable management companies in the world. HOA was founded in 1923 and specializes solely in commercial collection accounts. We are still owned and actively managed by members of the original founding family.

Our corporate headquarters building is located in New York and we have representatives throughout the country to provide complete time zone coverage for all claims. In addition, we have a number of attorney contacts throughout the country, which enables us to literally be where your money is. We are driven to produce results, for only when we actually make a recovery do we earn a fee. In other words our fees are levied on a contingent basis (no cure, no fee) and you pay us only when we have recovered your money or goods and only on that which is collected or resolved.

Our staff is fully trained in all aspects of collections and our in-house legal forwarding department proactively handles all claims that require attorney involvement and monitoring. HOA places claims only with attorneys who are bonded and creditor authorization is always obtained before proceeding with any legal action. No costs are expended without prior client approval.

Communication between HOA and its clients is essential in establishing the trust and confidence that must exist in a quality business relationship. Therefore, it is of utmost importance that you be promptly and currently advised of all efforts in your behalf.

Prompt remittance to our clients is vital to the satisfactory conclusion of any account placed with us for collection. We remit daily on all cleared debtor checks and proceeds of attorney recoveries. There is no waiting for an arbitrary billing cycle for your cleared funds to be remitted.

House of Adjustments is  in compliance with all appropriate State and Federal statutory requirements. Our agency was one of the founding members of the agency association of the Commercial Law League of America.

To speak with a representative of HOA please call us at 1-800-BAD-DEBT or e-mail us at